Summary
Everyone's got your number -- a credit score, that is -- and as a savvy consumer, you might want to find out exactly what they've got.
This three-digit number tries to predict whether you're a credit risk and can dictate the terms you get on credit cards, mortgage loans and insurance premiums. Once secret, scores are widely pitched by companies -- often for a price.See the full content of this document
Extract
Credit Scores Not Always What They Appear to Be
One problem: The score you buy might not be anywhere close to the one your lender or creditor uses. Even a small difference in scores could mean that you don't get the terms you expected.
"They show ...See the full content of this document
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