Spread Between Deposit, Loan Rates Still High

Summary


The spread between what your bank pays you on deposits and what it charges you for loans narrowed slightly last month, but it's still far higher than it was before the financial crisis.

The spread between deposits and loans, as measured by the Credit Power Index, fell to 23.62 in January, down from 23.74 in December, according to RateWatch, a division of TheStreet. Despite the dip, the index is still considerably above the 18.49 reading in January 2007.

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Spread Between Deposit, Loan Rates Still High

RateWatch compares average rates on four CDs with different maturities - 12, 36, 48 and 60 months - with loan rat...

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