Summary


How can the Senate even consider upping the consumer's premiums on flood insurance by 25 percent ("U.S. flood insurance program debt- ridden," June 2) when the insurance providers fail to properly define "flood"?

After many of us along the Ohio River flushed foot-thick muck and a yard of muddy water from our basements in fall 2004 from Hurricane Ivan, my insurance company informed me I had not been flooded by river water, which was well over flood stage, but instead by "surface water" that had backed up through the borough's sewage disposal system. As anyone living on the river knows, once the banks and water table are saturated, water indeed enters via the main drain in the basement.

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Extract


What's a 'Flood'?

Now many insurers are balking at compensating G...

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